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To download more PDF's and free ebooks visit our website. Download the free PDF and epub version of The Incredible Banker by Ravi Subramanian. . Gitanjali by Rabindranath Tagore in Hindi ebook pdf Meditation Books, Rabindranath. Mar 7, Download Complete Novel Collections Of Ravi Subramanian​ Ebook - Chess Book Collection By Daniel King: 6 Books [ Pdf]. kazi zahir · hamhillfort.info .. Online Public Library of Bangladesh,Red online Bangla books Free. If God Was a Banker - Ravi Subramanian. May 28, | Author: ShuchitaShekhar | Category: N/A. DOWNLOAD PDF - KB. Share Embed Donate.

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Read "In The Name of God" by Ravi Subramanian available from Rakuten Kobo. Kobo BooksKobo eBooksFREE - In Google Play. VIEW . Private India - ( Private 8) ebook by James Patterson, Ashwin Sanghi . ; Imprint: Penguin; ISBN: ; Language: English; Download options: EPUB 3 (Adobe DRM). Editorial Reviews. About the Author. Ravi Subramanian is the bestselling author of the Download it once and read it on your Kindle device, PC, phones or tablets. Use features like Additional gift options are available when buying one eBook at a time. Learn more $ Read with Our Free App; Paperback $ 3. Editorial Reviews. About the Author. Ravi Subramanian is India's numero uno thriller writer, having written five bestselling books. An alumnus of Indian Institute .

Not in India? Choose your country's store to see books available for purchase. Private India. James Patterson. The Case of the Missing Servant. Tarquin Hall.

By the end I was just rolling my eyes and speed reading. Sep 02, LuvLaw rated it it was amazing Shelves: This is the second book of Ravi. That I bought to read and I am spellbound. What an amazing writing skill this author has. One of the best books I have had the opportunity to read and cherish and keep within me. Each is a page turner and I felt I am with Kabir Khan trying to figure out what is happening.

Right from Rajan's thought to file a writ petition and he never even had any idea of the catastrophe his decision is going to make to Nirav Choksi and the others being dragged into it. I di This is the second book of Ravi. I did feel though that maybe Even though it doesn't happen that way. But none the less, give it a try and sit back and enjoy this beautiful amazing book. Sep 28, Andrew Bernstein rated it liked it.

Another one picked up in India on the raving recommendation of a bookstore clerk. It started strong, surprisingly strong, yet finished up with a bit of chaos. Well done, and apparently related to some real-life news events, the writing was pretty crisp and the pages flipped fast. A lot of characters to follow, but that was actually ok till the end when the writing felt rushed and a little forced with all the plot twists and turns. The insights into how India "works" can be enlightening, from pol Another one picked up in India on the raving recommendation of a bookstore clerk.

The insights into how India "works" can be enlightening, from police interrogation "strategies" to social nuances. I did also appreciate that I had actually been to some of the locations used in the book. Jul 11, Kala Ravi Sarathy rated it really liked it. With 'In the name of God', Ravi Subramanian is back in my good books! I've read and enjoyed all his books bar his last one, 'The Bestseller What I liked: I think it is a brilliant theme, close to the hearts of all who followed the news of the riches of this famed temple.

The story is strewn with plots within plots and red herrings. I liked the author's in depth research on the topography, intelligence procedures, hospitality tech workings as it lends so much authenticity to the story. The story weaves effortlessly from one locale to another, again great research! What could have been better: The characters are interesting yet one doesn't connect with any of them. I mean, I didn't feel like rooting for anyone, love or hate any of them.

The pace is good yet one aches for the long drawn chase to end. Towards the end, even the author seems to be in a rush to tie up loose ends and call it a wrap. The initial mystique and intrigue are lost somewhere along the way. Quite like Dan Brown's books.

Still, I would say it was an engaging read that kept me hooked till the end. Mar 14, Vishnupriya rated it really liked it. This novel raised my adrenaline levels and made me to finish it in a single go.

What a page turner! It is like a magnet that pulls you into it. Anybody looking for a pacing thriller can blindly go for this one.

I highly recommend it.

If God Was a Banker - Ravi Subramanian

Dec 02, Sangeeta Sumesh rated it liked it. Enjoyed reading the book but the latter part was a bit of a drag.

On the whole the story was a bit complex. Too many things happening which could have been kept simple and tied together better. Also felt as if some parts of the story were incomplete. Nevertheless it was a good thriller. Oct 08, Kailas Ramachandran rated it really liked it. Ravi's first attempt at a non-banking crime thriller,and it works!!

More familiar to me because of the setting-Sree Ananthpadmaswamy temple at Trivandrum And the local settings have been carefully crafted. Nice set of characters and moves at a frantic pace Highly recommended!! Apr 03, Sankardev rated it liked it. Good explanation to all the unsolved riddle's! Jul 31, Mean Drake rated it really liked it. A well written book with an overly complicated end. Also prefer where clues are given to readers rather then just hiding them as happened frequently in this book.

Mar 10, Akansha Verma rated it liked it. This is the first book that I've picked from the author and I must say that I'm impressed. The book is a nice read with good twists and turns. Some characters were amazing, suspense was good and will keep you engaged. It will motivate you to keep turning pages.

However, there are so many characters introduced in the story that you will definitely get confused. The climax could have been better. All in all a good read. Jun 30, Aruna Kumar Gadepalli rated it it was amazing Shelves: A fast paced thriller from the writer of thriller on banking.

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Jul 17, Riju Ganguly rated it really liked it. A dense, dark, and disturbing thriller: It begins with a bang, as one of the most professional heists get carried out at a mall in Dubai. Police fails to catch the perpetrators, but they find something which is extremely intriguing. And thus begins a complex game involving stolen antiquities, power-play over and possible siphoning of temple wealth, serial blasts in Mumbai, struggles over diamond trade, and MURDER! Mumbai police gradually unravel this complex web of lies, deceit, and death, while a tremendous storm rages around them, which had its own life as the fight to control the wealth of Anantha Padmanabha Swamy Temple in Thiruvananthapuram, killing people on its own!

This is NOT an easy read. But if you can persist, you would be in for a whirlwind ride. Jan 23, Aravind rated it liked it. The author has tried to diversify out of his trademark corporate thrillers with this novel, and has done a great job to some extent. Added to this are many other plots and sub-plots with several characters with their own stories and motives. The result is a fast paced story that keeps the reader hooked.

However, in the end, The author has tried to diversify out of his trademark corporate thrillers with this novel, and has done a great job to some extent. However, in the end, the complexity works against the novel and many major loose ends remain even after the epilogue.

In the name of God starts with a tremendous potential to become a brilliant thriller, sustains it for the most part, but ends with more questions than answers. Aug 04, Vidya rated it liked it. A fiction based on the Padmanabhaswamy temple treasure scam.

Ravi has done a good job making it very realistic. But I felt a little too many characters and multiple scandals interlinked made it a little cluttered.

Though the ending is realistic not leading to proper closure for all issues, as it happens in real all the time , he could have made his fiction a little better by giving some conclusion to the intentions of the characters like Rajan, Padmanabha dasa King , Ramalingam auto driver A fiction based on the Padmanabhaswamy temple treasure scam.

Though the ending is realistic not leading to proper closure for all issues, as it happens in real all the time , he could have made his fiction a little better by giving some conclusion to the intentions of the characters like Rajan, Padmanabha dasa King , Ramalingam auto driver and many such suspicious characters involved in the scandal of exporting the antic idols.

Aug 16, Vinay Leo rated it really liked it. Review at A Bookworm's Musing: I wish the author success with this work. Nov 22, Divakar rated it liked it. I rarely read fiction. Must be books a year. Ravi Subramanian is an exception. I have read most of his books. The Corporate banker turned story-teller churns out interesting thrillers — set in contexts that we are familiar with — and his protagonists are people like the kind that we know.

Most of them are in the Corporate world and he has pulled off some pretty interesting books in the past. If God was a Banker, Bankerupt, Devil in Pin Stripes, The incredible Banker were some of his past offerings which I thoroughly enjoyed — my periodic deviations from non-fiction into the world of make believe that fiction is.

In the Name of God by Ravi Subramanian

What makes a good author great? It is coming up with interesting books — each new offering better than the previous one- at periodic intervals and having your readers hooked. No matter what the genre. The only true sign of a great author is consistency. Of building expectations in your readers and living up to it — if not exceeding it on a sustained basis. The John Grisham of Indian fiction this is not my accolade…. In the name of God had an interesting background. The zillions of crores of gold, diamonds and other valuables stashed in the vaults of the Padmanabha Swamy temple in Thiruvanthapuram and the suspicion that the titular king who is the custodian of the wealth is slowly salting it away.

Multiple other plots get introduced and like all good fiction, most of the events get inextricably linked into a complex climax and all the mysteries are solved. Like all works of fiction, there are too many coincidences and multiple loose ends that get tied up in the end. The fatal flaw in this book is the sub-plots taking over and overshadowing the main plot itself The cast of characters like in all of his books,have eerie resemblances to people in real life. The book keeps criss crossing between a heist in the Wafi Mall in Dubai, to bomb blasts in Pancharatna Complex, issues of the now infamous and partly occupied Bharat Diamond Bourse and how all of the protagonists congregate in Kerala as a Supreme Court appointee committee to value the wealth in the temple - where people get bumped off periodically……and the author painfully constructing scenarios linking all these seemingly unrelated events and veering us to a rather damp climax where all the wheels within the wheels get sorted out and all the knots untangled.

Like all of his books, it has characters with interesting and at times dubious pasts, wannabe ambitious youngsters trying to construct a great future, men with roving eyes……there are too many people and too much of clutter. Think our desi Grisham has lost his plot literally and taking readers for granted in terms of what they will digest…. While the locations, the characters and also the situations are meant to be real….

Jul 29, Jiten Upadhyay rated it really liked it. Are you a reader who loves to explore thrillers? This book then will not disappoint you. Detailed Review is available at: The Plot: Anantha Padmanabha Swamy Temple in southern India have total 6 vaults and it is assumed there is a remarkable amount of wealth stored in it.

The direct descendants of the king who got that temple built are given the responsibility of the trustee to the temple and the wealth.

A fellow who is into the management of the temple doub Are you a reader who loves to explore thrillers? A fellow who is into the management of the temple doubts that as the wealth is never counted, there might be fishy things going on, probably by the king who is in charge of the temple and trust; and his men.

Rajan decided to play a whistle blower and he files a PLI in court to order the management of the temple and thus the vaults too should be handed over to the government. An effort should be made to calculate the amount of wealth and regular accounting should be imposed. This will ensure the proper management of the wealth.

A Warm Winter. Priyam Kumar. A Quiet Life. Natasha Walter. Beggars Code. The Colaba Conspiracy. Ravi Ranjan Goswami. God Is a Gamer. Ravi Subramanian. Don't Tell The Governor. How to write a great review. The review must be at least 50 characters long.

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Sign up today and get RS. Your RS. Add at least RS. Continue shopping. Item s unavailable for purchase. Please review your cart. You can remove the unavailable item s now or we'll automatically remove it at Checkout.

Remove FREE. Unavailable for purchase. Continue shopping Checkout Continue shopping. Chi ama i libri sceglie Kobo e inMondadori. Get RS. You are in the India store Not in India? Choose Store. Temples are places of worship, oceans of tranquillity, or so everyone thinks, till a series of murders threatens to destroy the carefully cultivated reputation of the royal family of Thiruvanathapuram. And when fingers point towards the opening of the hitherto sealed vaults at the Padmanabha Swamy Temple that is under the control of the royals, all hell breaks loose.

Meanwhile, a heist at the Wafi Mall in Dubai leads investigators to uncover a massive racket in the smuggling of antiques from the ruins of temples in south India.

Things only get murkier when multiple blasts in Mumbai shake the very foundations of the diamond trade in the country. Is there a connection between these incidents? Who is behind the murders? Follow Kabir Khan, Additional Director, CBI, as he breezes through a complex maze of fact and fiction, faith and deceit, religion and commerce to unravel the mystery and unmask the killers with only minutes left at his disposal. Skip this list. Ratings and Book Reviews 4 5 star ratings 4 reviews. Overall rating 3.

Yes No Thanks for your feedback! Report as inappropriate. Extremly well authored. Loved the way in which the real controversies have been combined together for the story. Also the use of real names for the characters makes it an even more enticing read.

Good was very good I studied in my free time. Please try to read it. The story line and narrative at the initial part of the story goes pretty well and had he hooked. Towards the end the narrative was not as good as the start and a few lines open.

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Would you like us to take another look at this review? No, cancel Yes, report it Thanks! You've successfully reported this review. We appreciate your feedback. OK, close. Write your review. Release Date: June 26, Imprint: Penguin ISBN: English Download options: He got off his car, a beep signalling that the car had been locked.

The same beep also activated a device in the parking lot, sending out a signal to his secretary on the sixty-second floor that her boss was on his way. She would get about three minutes before her boss walked into the office. A hot cup of black coffee, without sugar, was waiting for him on his table. Natasha had insisted that he cut down on his sugar intake.

He was getting old and she wanted him to control his diet for better health. He had hardly settled into the plush leather chair when Louisa walked into his room. Mr Bridge wants to meet you in the boardroom at 9. He could feel his heart sinking. His worst nightmare was about to come true. If he wanted to meet Sundeep with Michelle, it spelt disaster for him.

It was 8. It gives me great pleasure to call on stage the winner of the Director's Gold Medal for the Best All-round Performance in the batch of ,' a beaming M.

Rao announced over the public address system. The occasion was the convocation for the outgoing batch of students. Ratan Tata was handing out the degrees to the dreamy-eyed students who were embarking on a long and arduous journey into the corporate world.

Sundeep was very popular among his classmates and was liked by one and all.

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Son of an Army Major, Sundeep was fiercely combative. He typified the aspiring middle class in the country. The women in Sandeep's batch adored him. Without looks that would put Tom Cruise to shame, it was his aggression and intelligence that won him friends. Sundeep walked up to the stage with a swagger like Viv Richards'. He exuded tremendous confidence while accepting the gold medal from Ratan Tata.

Then, departing from laid out protocol, Ratan Tata took the microphone. Congratulations on winning the Director's Gold Medal. How do you feel? It's an honour. Winning this medal was very important for me. I play to win and not only for the spirit of the game,' said Sundeep, with the attitude of a veteran. I like people who play to win. I am sure you will too. This attitude will take you a long way.

Could you tell us what you aspire to achieve over the next ten years Everyone in the audience was shocked. Such impudence was very unlike Sundeep. Thank you, young man. Congratulations again. This was the first time the world had got a taste of the real Sundeep. The Sundeep they had not seen till now. The successful Sundeep Srivastava had marked his arrival in style. These banks were slow and laid back. Customer service was not a word from their dictionary. Archaic technology, lack of customer-oriented processes, and antique products were their hallmark.

Foreign banks were very small. They had very few branches and operated in a heavily regulated environment. Banking was synonymous with pinstripes-clad corporate bankers.

Retail banking hadn't made its presence felt. The small individual customer was not on anybody's mind. These banks made so much money from large corporations that it was not worth their while to invest in building relationships and to run after small customers. No one in India even considered retail banking a viable option. World over, banking had metamorphosed.

Corporate banking had lost its sheen. Large corporations had started squeezing banks on margins, and the banks had little choice but to comply with the demands of these giants, or else exit the business. There were always ten banks waiting at the doorsteps of the corporations, each willing to lend at rates lower than yours. Every bank worth its dime in the developed world had transitioned from servicing high-end corporates to higher margin retail customers.

Banks in India were slow to catch on. They were still running after the miniscule margins they were making on the large Tata and Birla companies.

They couldn't see the change coming in at breakneck speed. And that's where New York International Bank saw a golden opportunity. It decided to step in and fill the gap in the retail banking sector in this country. The NYB local management, however, was from the old school of thought.

They were all corporate bankers with no exposure outside the country. They had obvious reservations on the launch of retail banking. Convincing them was taking so long that NYB decided to hire a completely new team for this purpose. Retail banking needed a new aggression, and a thought process different from what was found in the world of Indian corporate banking. Aditya needed energy, passion, and drive in his team, and decided to hire fresh talent from premier institutes.

It was thought that anyone from outside the banking industry would come in with new ideas that could redefine banking. Along with energy and aggression, the team members had to possess high intellectual calibre.

Where else would they find it, but in the top MBA institutes in the country. Sundeep, IIM-B topper, was one of those who got an offer.

He did not have to think twice before accepting, despite an ordinary pay packet. Smart Sundeep could read the future. His decision was driven by the challenge of doing something new and different. Something that hadn't been done in India before: He was confident that, with the bank's global expertise, it won't be long before it made its presence felt in Indian retail banking.

And this, he was sure, would catapult his career into the stratosphere. Are you unwell? Should I get you something? Your wife. I didn't get you on your extension and walked in,' Louisa's voice was full of concern. For a moment Sundeep was surprised. Natasha would not normally call him so early in the morning. Hope all is fine. Ajay has been insisting on going to the zoo. I am taking both the kids there. Will eat out. Was planning to watch a movie at the dome with the kids.

Will only be back by six. Just wanted to check if that's fine with you. You would anyway be back only after that. It's perfectly fine. I would also have come, had it not been for I have stopped expecting you to do these things. Be back by dinner time. See ya. Natasha hung up before Sundeep could say anything farther. It was a quarter to eight in the morning, too early for an induction programme for new recruits, which was to start only at half past nine.

The bank offices had not even been opened. A towering security guard, rifle in hand, refused to let him in. The guard insisted that the gates could only be opened after an authorised personnel came in.

And corporate bankers were not known to be ones who came on time. They normally stumbled in well past the official bank reporting time of 9. Sundeep tried out his best powers of persuasion on the guard, but to no avail.

So he decided to make himself comfortable on the bench just outside the building. The bench had been put there for the guards to sit for a while when they came off their duty.

No more than three people could squeeze into it. He cursed himself for having come so early and turned towards the wooden bench. Sitting on the bench was a young man, roughly the same age as Sundeep. Wearing an oversized coat, he was deeply engrossed in reading a copy of the Economic Times. He had plonked himself right in the middle of the bench, leaving no space on either side for anyone to sit. It was only then that Sundeep noticed the file in the man's hand.

It had a letter that looked quite similar to the one Sundeep had got at the time of his appointment. He quickly realised that the person sitting on the bench had also come to join NYB. He had, in fact, reached earlier than Sundeep. The vibhuti mark on his forehead, and his well-oiled and combed hair gave him away as someone from the south of the Deccan.

Tam-Brahms were known to be highly intelligent, honest, and not so aggressive. My name is Sundeep Srivastava. Am joining NYB today as a management trainee. I can see from your letter that you have also come in to join today. Have you been waiting here for too long? My name is Swaminathan. The tone was typically South Indian. Now Sundeep was sure that here was a southie. I do not know anyone here.

I had no idea how long it would take to reach this place. So I left the hotel at 6. Didn't want to be late on day one. Passed out this year,' said Swaminathan. And you? Have lived my life there. Swaminathan didn't mind and smiled back. He was used to people commenting on his appearance when they met him for the first time. Thus began a legendary partnership in NYB—the fast and aggressive Sundeep versus the mature and sensible Swami. Swami was also the eldest son in a family of modest means.

He was barely two-years old when he lost his father.

His father, a clerk in the rural development ministry, had struggled to feed a family of four with his measly salary. With no savings, the small pension was just not enough, and the retirement benefits went into paying off the mortgage on their one-bedroom house in Mylapore, a middle-income locality in Chennai. Bringing up Swami and his sister was not easy.

Their mother struggled hard to put them through school. She would cook at various Brahmin households and marriages to raise money for their education. Both the children never made her feel that what they had was not enough.

Swami was an intelligent and hard working student who always topped his class. When he reached college, he was lucky to get a scholarship. That was a big relief for his mother, because her earnings were just not enough to manage the expenses for both the children. Swami was quick to realise that his mother would not be able to manage the ever-increasing expenses, despite his scholarship. He got himself transferred to an evening college. This gave him an opportunity to work for a few hours during the day and supplement his family income.

He started off by keeping accounts for Nalli's, a large chain of sari stores in Chennai. He would spend 9. The salary that he earned from Nalli's was just enough to ensure a normal life for the three of them.

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Graduation completed, Swami was faced with a dilemma. Should he continue his studies, or should he give it all up and take up a full-time job to provide for his family. His mother made the decision easier. She insisted that he should study further. She had somehow managed for 19 years, with occasional support from Swami. She didn't want to stumble at the final milestone. She knew that another two years and Swami would make it. She had great faith in Swami's commitment and intellect, and was hopeful of him getting a scholarship.

True to her expectations, Swami got into the Indian Institute of Management, Ahmedabad, the best management institute in the country. At the end of his first term there, when the scholarship list was announced, Swami's name was right on top. He won a full waiver of his tuition fees. When he broke the news to his mother, she couldn't hold back her tears.

She wept continuously that whole day; if only Swami's father were around, how he would have swelled with pride. He had made it by the whisker. He was sixth in the merit list at his institute and NYB was hiring only five. However, a batch mate of his, Sandeep Runwal, who was third on the merit list, decided to join his father's booming construction business, and opted out of campus placements. This piece of good luck made a huge difference to Swami's life.

Swami, who was sixth on the merit list, made it as a reserve candidate.

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It meant a lot to him. Once he got out of the institute, Swami had no money. While at IIM-A, he survived on scholarship, and his family survived on the money he had saved earlier. His sister took tuitions and earned some money to supplement their mother's income. Life was not easy in those two years.

But all along he knew that there was light at the end of the tunnel. All that was about to come true. Their lives were going to change on joining NYB. Swami had spent these two months doing odd jobs. He saved enough to buy himself a good set of clothes. After all, he was joining a foreign bank.

Foreign banks in those days were a designer's paradise. Pinstripe suits, jackets and exotic ties were in vogue. The dress code prescribed in the appointment letter was 'business formals.

He couldn't afford one.

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So he borrowed a jacket from a friend who was eighty pounds heavier than him. This time, the guard didn't stop them. Day one of the induction began with Aditya Rao addressing the gathering. Aditya had a reputation of being a tough boss.

A banker with a reputation to protect. A person who was heavily focused on the task at hand, and for whom career was everything.

They had actually hired forty new recruits, but two of them didn't join NYB on the appointed day. All of them were ushered into a conference room that could barely accommodate twenty-five people.

Aditya deliberately paused for a minute before he spoke his next line. We are going to start a war. And in war, there is no family and there are no friends. In war, there is only the enemy and the mission. We cannot rest until we win,' he roared.

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Swaminathan was sitting in the first row, listening intently. He was overawed by the tone and the energy in the message. Sundeep was his usual overconfident self, sitting the farthest from the firing line. While Aditya Rao continued elaborating his vision for the bank, Sundeep gently tapped the shoulder of the PYT pretty young thing sitting in a row ahead of him.

Kalpana was her name. Sundeep had always flirted with her through the two years at campus, but that was something he did with many women. She never took him seriously. But Sundeep was not the one to give up. Together we will build the best consumer bank in this country. Congratulations on joining me here. I hope each one of you handpicked guys has a wonderful career at New York International Bank. Swaminathan, sitting in the first row, clapped till his hands got tired and he realised that he was the only one still clapping.

The session broke for tea. Tea and biscuits were being served in the lobby outside the conference room. Swaminathan was completely overawed by the occasion. Aditya Rao's words kept ringing in his mind: We cannot rest until we win.

Hadn't his life been a war all along? Survival was his mission, and he was close to achieving it. His hand went inside his coat pocket and out came a handkerchief, which wiped a tear that had sneaked out from the corner of his eye.

While Sundeep was having tea during the break, a khaki-clad peon came and handed him a small chit. He opened it and was taken aback. The chit read: Was it good? Did it spell disaster? He had no clue. His heart started pounding faster.

First day in office and the unit head sends out a note to meet him. He had no choice but to wait, wondering what was in store for him. Sundeep's journey back in time was abruptly disturbed by a knock on the cabin door. She had a tremendous faith in his leadership and business building capabilities. Michelle was the one who had, in fact, recommended Sundeep's name, when Chetan Bindra moved out to take over as the Global Head of Retail Banking.

It was not too difficult to swing the job for Sundeep as he had successfully delivered in roles across the globe. Not when you are at this level. I can't protect you even if I want to. You know that,' said Sundeep, in a voice that belied his own confidence in what he was saying.

Why don't you understand someone is playing me? Anyway, a lot has been said on this. What's the verdict? Tedd wants to meet you today. By the way, I came to tell you that Tedd can only make it at 3. The meeting at Just came to check if that suits you. Michelle left, leaving him alone in his cabin—just he and his thoughts. Please hold all calls till I tell you to put them through.

I am not to be disturbed for the next two hours. Kalpana, who was still sitting in front of Sundeep, could sense that something was wrong with him. He had not tried flirting with her in the past three hours. Though she would never accept it publicly, she quite liked Sundeep's attention.

She turned around and looked at him a couple of times, but Sundeep didn't respond. He was lost in his own thoughts. Thoughts of what was in store for him in Aditya's room. The last few minutes of the day were spent in discussing logistics for the next day and the schedule for the next week.

It was a month-long training programme, with a week of classroom training, and three weeks of 'on the job' training, in which the new recruits would spend time at the branches of New York International Bank and observe how work gets done. At the end of one month, they were to reassemble, assess what they have learnt, and list out their preferred areas of work.

This would form the basis of their final assignments. We will meet tomorrow morning at nine, in this very room. Our party tonight will begin at 8.

Brian Close will address you. Please be on time. Formals please. Don't forget your jackets. See ya there. He was extremely nervous and didn't want to stay back and speak to anyone. He headed for the den of the don Aditya Rao. On his way he saw a rest room and ducked into it. He washed his face and freshened up.

He wanted to be sure that he was properly groomed before meeting Aditya for the first time. For the first time in his life Sundeep was nervous before a meeting. It was the fear of the unknown. Why had Aditya called him? This question was gnawing his brain. But he knew one thing for sure: For good or bad, he didn't know, but he had to capitalise on this. He is expecting you. Please wait for a second while I check with him,' said Natasha. She was an attractive young woman, surely not older than twenty-one, and looked like someone straight out of college.

Natasha got up from her seat and walked into Aditya's room. Sundeep couldn't help noticing how attractive she was. Sundeep surveyed the secretary's workspace. She had a large cubicle. In other organisations, six to eight employees would be seated in the space that she occupied. There was a plush leather sofa, definitely an imported item. He tried guessing the place of origin of the sofa. UK, Germany, probably Greece! He couldn't make up his mind and eventually gave up.

If the secretary had this kind of space, he could well imagine the size and furnishings of Aditya's office. Despite his nervousness, he couldn't help being distracted by these thoughts. Can I get you something? Thank you. I will just wait here. He had just walked back from the induction programme. There is a guy in there called Sundeep.

Please send a note to him and ask him to see me after the session ends for the day. He had called her again within the next three minutes and crackled over the speakerphone: She had been in the organisation for no more than thirty days and had already become indispensable for Aditya. Knowing Aditya, she was feeling a bit sorry for Sundeep. She was beginning to like him. He was looking for familiar faces in an alien crowd. Being an introvert, it was a challenge for him to go and talk to people on his own.

He was standing alone in the corner of the training hall, holding the study material that they had been given. It was 6. He had nowhere to go. He walked back into the classroom and opened the spiral bound books. They were actually not books, but collations of the various presentations that the seniors from the organisation had made to the group. He was soon completely engrossed in his reading material. He looked up through his thick glasses and found Kalpana staring down at him. I saw your picture on the notice board for our batch.

They hadn't spoken to each other despite being in a small group of thirty-eight people. Swami was too shy to initiate a conversation with anyone, and if it was a woman, Swami would stay a mile away.

Let's go and get ourselves some fresh air. The Marine Drive promenade offered a breathtaking view of the whole of south Mumbai. For years, Queen's Necklace, as Marine Drive was otherwise called, was dear to the heart of every Mumbaikar. Pick up any magazine on Mumbai and you would find it on the cover. The place is particularly engaging at the cusp when day bids adieu and night takes over.

Hordes of people gather to see the spectacle of the lights coming on one by one in a gigantic semi-circle—the glittering pearls on the Queen's necklace of lights. Kalpana literally dragged Swami to Marine Drive, from the confines of the training room.

While all his classmates would actively seek out female company, Swami would be happy in the world of books, spending all his free time in the library. This single-minded dedication had partly to do with his modest means that didn't allow him to spend money on girlfriends like most of his friends.

He didn't want to be embarrassed, and so stayed away. Marine Drive was extremely windy. The waves were lashing against the rocky shore. Water was splashing all over the promenade. Kalpana and Swami were chatting and strolling on the path alongside the shore. Swami was a little worried about his borrowed jacket getting wet; he would have to wear it again tomorrow.

But he was embarrassed to mention it. He quietly moved as far away from the water as he could without making it obvious to Kalpana. Kalpana, however, saw through his effort. There's a fundo shop on the other side. Let's go there. Let's go,' she responded spontaneously. I have roamed these streets for years.

I know every street, every nook and corner. Leave me in any galli, and I will find my way back home. Her parents moved to UK when she was very young. They spent a few years there, but finding it difficult to bring up a child in alien surroundings, they moved back to India and set up shop in Mumbai in the early seventies.

They opened a small electronics goods store.